Sneaky Perks That Make Credit Cards Free/Profitable

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Sneaky Perks That Make Credit Cards Free/Profitable

Every week, this email has a “Credit Card Merchant Offers” section. If you’re unfamiliar, these are discounts brands give to credit card holders to advertise.

I manually look through all deals to hand-select offers I think are most enticing or the easiest to use.

These offers need to be manually added, one by one, on each of your cards. If you’ve never seen them before, you can log in to AMEX and Chase to check.

With 1 card, the manual labor is manageable. But when you have dozens of credit cards and thousands of deals, it’s nearly impossible.

There’s been huge innovation around tools for credit cards lately and CardPointers is the cream of the crop (affiliate). It does 3 core things incredibly well:

1. Chrome Extension - automatically adds every single offer for every single credit card in a matter of seconds

2. Automatically categorizes and groups offers while making them searchable on the extension + mobile app

3. Mobile app - uses your location to determine which store you’re near and automatically recommends which card to use 

Suddenly, merchant offers are exponentially more valuable as a credit card benefit and so much easier to take advantage of.

The Chrome extension is free to use but only allows you to add offers card by card. CardPointers+ lets you add all offers on all cards in a single click & unlocks everything else such as search, grouping, and broader mobile app features.

Currently, Fly EnPoints readers receive exclusive Black Friday pricing of 50% off + a $100 Savings Card:

• Annual subscription: $60 $30

• Lifetime subscription: $200 $100

I paid for the lifetime subscription when I realized the tool’s full potential.

By adding every single offer on all cards and searching/favoriting useful categories (gas stations, hotels, restaurants, etc.) while paired with the mobile app’s location reminders, I can easily make back the $100 lifetime subscription and then some.

Over the last 2 months, I’ve already gotten $500-$1,000 back by leveraging merchant offers. This is enough to offset annual fees for premium credit cards.

If nothing else, try the free 7-day trial and push the tool to its limits. With all the holiday shopping that’s happening through the end of the year, you’re bound to find merchant offers that fit the bill.

At that point, I’m certain CardPointers will sell you on itself.

Happy saving!

📣 WHAT EVERYONE’S TALKING ABOUT

Amazon has gift card sales for Black Friday (affiliate). Good ones include Lyft (20%), Instacart (15%), Gap (22%), Adidas (20%), Domino’s (20%).

Remember last week’s business-class seats on Qatar? Well, now there’s a 25% transfer bonus from Citi and also a 10% transfer bonus from AMEX.

Breeze Airways has up to 60% off base fares with promo: CYBER. Honestly, the site is quite confusing and customer service is non-existent. Very barebones offer.

NordVPN has 120% cash back on TopCashback. Yes, they’re paying you to sign up. It’s been extremely helpful in finding the highest-offer links for credit cards, e.g. 190k AMEX Business Platinum from last week.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every credit card in a single, clean interface with CardPointers+.

AMEX - Card Offers (login and check)

• FedEx Shipping: 50% off | Expires 12/31

Chase - Card Offers (login and check)

• Bob's Discount Furniture: $30 back on $250+ spend | Expires 12/31
• chasetravel.com: $50 back on $500+ spend | Expires 12/31
• Domino’s Pizza: 10% off up to $6 | Expires 12/31
• Estée Lauder: 10% off up to $15 | Expires 12/31
• Hilton Garden Inn: 10% off up to $48 back on $100+ spend | Expires 12/31
• Kindle Unlimited: 20% off up to $6 | Applies to first payment of a Kindle Unlimited subscription | Expires 12/15
• Round Table Pizza: 10% off up to $6 | Expires 12/31
• Sam's Club: 10% off up to $24 | Expires 12/31
• The RealReal: 10% off up to $100 back on $200+ spend | Expires 12/31

Other

• Regal Cinemas: $25 gift card for $20 with Promo: MOVIES2023 (link should auto-apply promo code)

🤡 MEME

Got a problem with it? Keep it to yourself.

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!