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Every New Credit Card Offer You Need To Know

and 2 beautiful new hotels in Belize and Oahu

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Estimated read time: 4 min

Hope everyone’s doing well and churning hard! Been tied up the last 2 weeks - it’s crazy how quickly you fall out of touch with this space. There’s A LOT to cover so I’ll give shorter callouts this week with no photos.

Today’s in-flight entertainment:

🧠 Strats/Hacks/Tricks: Bilt’s Continuous Program Devaluation

⏳️ Time-Sensitive: 

  • AMEX Checking Account SUB- 30k Points

  • Notable Credit Card Offers:

  • AMEX Targeted Employee Card Offer

  • Credit Card Transfer Bonuses

☁️ On Points: 2 Brand New Hotels in Oahu and Belize

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📣 WHAT EVERYONE’S TALKING ABOUT

🧠 CREDIT CARD STRATS/HACKS/TRICKS
Bilt’s Continuous Program Devaluation

If the bloggers haven’t shoved this down your throat already, Bilt is slowly stripping away everything valuable from its program. Seems like they’re cutting costs. Here are the nerfs:

  1. OG Bilt cards issued by Evolve Bank & Trust are shut down on 12/31/24. You’re forced to reapply if you want to keep it, but I wouldn’t. Instead, just take the free 10k points and let it die.

  2. Rent day bonus points cut from 10k cap down to 1k.

  3. Tax payments are now excluded from Rent Day bonuses.

  4. And if you F to lose your Bilt card, the BIN is now blocked.

⏳️ FINAL BOARDING CALL - TIME-SENSITIVE
AMEX Checking Account SUB- 30k Points

Open by 09/30 and receive 2 direct deposits of $1k within first 90 days. You can now have both personal and business checking accounts with AMEX.

Check if you’re targeted here.

Notable Credit Card Offers:

Barclays jetBlue - 80k points after $1k spend in 90 days. $99 annual fee.
Highest offer in a while. Only makes sense if you value jetBlue. Their awards are tied to cash price so no sweet spots.

Virgin Red (by Synchrony 🎮️) - 40k miles after $3k spend in 90 days. 2.5k miles for adding an AU. $99 annual fee. Signup for waitlist here.

Credit One Bank Wander 🎮️ (AMEX) - No SUB but gets 5x on flights, dining, and gas. $95 annual fee.

Marriott:

  • Bonvoy Bevy (referral) - 155k points after $5k in 6 months. $250 annual fee. All-time high offer ends 10/02.

  • Bonvoy Brilliant (referral) - 185k points after $6k in 6 months. $650 annual fee. All-time high offer ends 10/02.

Delta (no lifetime language):

  • Personal (make sure you’re on the personal tab)

    • Gold: 80k miles after $4k spend in 6 months. $0 fee first year, then $150. Expires 09/04.

    • Platinum: 90k miles after $4k spend in 6 months. $350 fee. Expires 09/04.

    • Reserve: 100k miles after $6k spend in 6 months. $650 fee. Expires 09/04.

  • Business (make sure you’re on the business tab)

    • Gold: 90k miles after $6k spend in 6 months. $0 fee first year, then $150. Expires 09/04.

    • Platinum: 100k miles after $8k spend in 6 months. $350 fee. Expires 09/04.

    • Reserve: 125k miles after $12k spend in 6 months. $650 fee. Expires 09/04.

AMEX Targeted Employee Card Offer

15k MR points after $4k pend in 6 months up to 75k points total (aka 5 cards). This offer is targeted so you’ll need to log in. Check back frequently if you’re not. Links below:

Credit Card Transfer Bonuses

Capital One -> Qantas - 20% bonus until 08/31.

American Express -> British Airways- 30% bonus until 09/30. Remember you can transfer Avios across Avios programs.

American Express -> Hawaiian Airlines - 20% bonus until 08/31. Remember there is an excise tax of $0.0006 per point. Probably not worth it unless you know exactly what you’re looking for.

Chase -> Marriott - 70% bonus until 08/14. The real value is sending to Marriott, then transferring to airlines at a 6 to 2.5 ratio, notably Japan Airlines or Alaska.

Buy Hyatt Points - 20% off which comes out to ~1.92 cents per point. Hyatt points can easily be redeemed for more than this. I’d only purchase if there’s a specific redemption in mind where you know exactly what the CPP will be. Think of it as a discount to cash rates.

☁️ ON POINTS
2 Brand New Hotels in Oahu and Belize

Ok I lied, here are two photos.

Image credit: The Placencia Resort

This is the first Hyatt-branded hotel in the country.

Host Hotels & Resorts bought the hotel for $680 million and rebranded it under Ritz-Carlton.

Situated on Oahu’s North Shore, it’s 1,180 acres with 450 rooms and 42 bungalows.

🛍️ CREDIT CARD MERCHANT OFFERS

Automatically add, favorite, and search all merchant offers on every card with a single click via CardPointers (Fly EnPoints readers get 30% off).

AMEX (login at americanexpress.com to check)

  • Qantas Airways: $250 back after $1,250+ in purchases | expires 08/27

  • Apple Pay®: $10 statement credit by using your enrolled eligible Card to make three purchases using Apple Pay | expires 08/31

  • The Langham Hotels and Resorts: $150 back after $750+ in purchases | expires 09/02

  • hotelcollection.com: 8% off up to $250 | expires 09/02

  • SeatGeek: $40 back after $250+ in purchases | expires 09/09

  • Delta Air Lines Gift Cards: $100 back after $500+ in purchases | expires 09/22

  • Qatar Airways: $300 back after $2,000+ in purchases | expire 09/23

  • McDonald's Mobile Order & Pay: $5 back after $15+ in purchases |
    expires 09/27

  • Virgin Atlantic Airways: $250 back after $1,800+ in purchases | expires 09/30

  • Terranea Resort: $200 back after $1,000+ in purchases | expires 10/04 🎮️

  • Fontainebleau Las Vegas: $200 back after $1,000+ in purchases | expire 10/14

  • Mandarin Oriental – Select Locations (US, Europe, & Asia): $100 back after $500+ in purchases | expires 10/17

  • Relais & Châteaux: $100 back after $500+ in purchases | expires 10/31

  • Wynn Las Vegas & Encore Las Vegas: $60 back after $300+ in purchases | expires 10/31

  • CoralTree Residence: $200 back after $1,000+ in purchases | expires 11/06

  • The Peninsula Hotels: $100 back after $500+ in purchases | expires 11/30

  • Dell Technologies: 10% off | expires 12/15

  • Sunset Marquis Hotel: $100 back after $500+ in purchases | expires 12/31

  • Norton: 20% off up to $20 | expires 01/09/25

Chase (login at chase.com to check)

  • IHG Hotels & Resorts: 10% off up to $57 back after $100+ in purchases | expires 08/15

  • SpringHill Suites by Marriott: 10% off up to $43 back after $100+ in purchases | expires 08/16

  • AC Hotels: 10% off up to $57 back after $100+ in purchases | expires 08/16

  • Office Depot: 10% off up to $11 | expires 08/25

  • Norton: 25% off up to $60 | expires 09/04

  • Zipcar: 15% off up to $15 back after $18+ in purchases | expires 09/05

  • Dell: 5% off up to $100 | expires 09/16

  • Turo: $30 cash back | expires 11/07

Other

  • Office Depot/Max: $15 off $300 Visa gift cards | 08/04 - 08/10

  • Staples: No purchase fees on $200 Mastercard gift cards | 08/11 - 08/17

  • Nest Aware: If you use this, go through the cancellation flow to get 50% off.

🤡 MEME

“Yes mom I landed”

Some travel experiences are so profound we can’t help but want to share them with those closest to us. Traveling on points enabled me to create these lifelong memories with loved ones, and it can do the same for you.

Share Fly EnPoints with friends and family so they can join your next life-changing adventure. It may be the experience you all reminisce on together for years to come!

Thank you for Flying EnPoints today and I hope to see you again soon!

-Aaron