This is series 4 of a 5-series guide on credit scores, credit cards, and bank accounts. Head back to the Main Concourse to see the table of contents.

Which credit card should you get?

Congratulations! We’re at the exciting part now - taking action!

When it comes to picking cards, you’ll get all sorts of vague, general guidance online. I’ve done this for thousands of hours helping friends/family navigate this.

I’ll make this as easy for you as humanly possible. Follow the questions below and we’ll identify exactly what card you should get.

The first half of this assumes you have an established credit history with a score of 700+. If this is not you, there will be a “starter/student” section further down (ctrl/apple+f to skip).

Here we go 👇

Note: These are starting points. Truthfully, it doesn’t matter what card you get because if you’re churning, you’ll get another card in 1-6 months anyway.