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Best Credit Card Offers (Updated)
Highly Recommended (& Time-Sensitive)
Chase Ink Unlimited (referral) - 90k points. $6k spend in 3 months
Chase Ink Cash (reader referral) - 90k points. $6k spend in 3 months
Chase
Offer results may vary based on different browsers, devices, and incognito. I’ve been able to get the below offers to appear with their respective links, so try various methods first.
Personal
Chase Sapphire Preferred (reader referral) - 60k points. $4k spend in 3 months
Chase Sapphire Reserve (reader referral) - 60k points. $4k spend in 3 months
Chase Freedom Flex (reader referral) - 20k points. $500 spend in 3 months
Chase Freedom Unlimited (referral) - 20k points. $500 spend in 3 months
Chase Freedom Unlimited (direct) - Double cash back first-year (3x). Breakeven with the original offer at $6,666 in annual spend.
Chase Freedom Rise (reader referral) - $25 statement credit. Enroll in autopay in 3 months
Business
Chase Ink Preferred (reader referral) - 100k points. $8k spend in 3 months
Chase Ink Unlimited (referral) - 90k points. $6k spend in 3 months
Chase Ink Cash (reader referral) - 90k points. $6k spend in 3 months
American Express
ALWAYS OPEN IN INCOGNITO AND NEVER LOG IN. Offer results may vary based on different browsers, devices, and incognito. I’ve been able to get the below offers to appear with their respective links, so try various methods first.
Personal
American Express Platinum - 100k points. $8k spend in 6 months
***200k - Call AMEX Business @ (855) 531-3491, ask for ‘best offer’ of 190k + 10k employee card.
American Express Gold - 75k points + $250 back (via 20% on restaurants). $4k spend in 6 months
American Express Green - 40k points. $3k spend in 6 months
Amex Blue Business Cash - $500 statement credit. $10k spend in first 12 months (first $250 @ $5k spend in 6 months).
Amex Blue Cash Preferred (reader referral) - $250 statement credit. $3k spend in 6 months
Amex Blue Cash Everyday - $200 statement credit. $2k spend in 6 months
Amex Cash Magnet - $200 statement credit. $2k spend in 6 months
Business
American Express Business Platinum (has popups) - 170k points. $15k spend in 3 months
***190k offer - Use VPN, set to Buffalo or Dallas, google “amex business platinum” and click the first sponsored link. Also try clicking this link.
American Express Business Gold (direct) - 110k points. $10k spend in 3 months
Link 1
Link 2
**150k offer - If you can pull 190k for ABP above, you should be able to use that page and click through to 150k ABG.
Citi
Offer results may vary based on different browsers, devices, and incognito. I’ve been able to get the below offers to appear with their respective links, so try various methods first.
Citi Premier - 60k points. $4k spend in 3 months
Citi Double Cash - 20k points. $1.5k spend in 6 months
Capital One
Offer results may vary based on different browsers, devices, and incognito. I’ve been able to get the below offers to appear with their respective links, so try a variety of methods first.
Capital One Venture X (only via referral links) - 90k points. $4k spend in 3 months
Capital One Venture - 75k points. $4k spend in 3 months
Capital One SavorOne - $200 statement credit. $500 spend in 3 months
Capital One Quicksilver - $200 statement credit. $500 spend in 3 months
Discover
Offer results may vary based on different browsers, devices, and incognito. I’ve been able to get the below offers to appear with their respective links, so try various methods first.
Discover it - No signup bonus. $150 cashback match for first year.
DISCLAIMER:
These will ALWAYS be the best public offers that are available for each product and will be constantly updated in as real-time as possible. My goal is to provide you all with maximum value and completely unbiased information. If you ever notice otherwise, please call me out immediately for not staying on top of it.
Some of these links may be affiliate or referral links but ONLY if they match the best public offer links.
Referral Links: As a ‘thank you’ to our community members, I’ll often feature their referral links in the newsletter as well as on this page. Please consider paying it forward to your fellow community members! If you’re interested in getting your own referral links featured, check the newsletter/community server to learn how!
Affiliate Links: I spend dozens of hours a week creating the best content possible and sourcing the highest-value deals for our community. I’ve also spent hundreds of hours putting together a massive, free MasterClass to benefit as many people as possible. By using these affiliate links, you’re able to support me and send a few bucks my way at no expense to you whatsoever. This is absolutely not required - I just appreciate you all being here and hope to be of service!
Sometimes, you need to try a variety of methods before a specific offer shows up. Incognito, browsers, VPN, mobile, etc.
Only the cards that are listed below are being tracked for their best live offers. If we can reliably determine that an offer is an all-time best, we will indicate with “highest ever”
Before signing up, double-check the highest public offers available. This page, the Fly EnPoints newsletter, & the community server will surface the best live offers as they’re released.
changelog:
11/20/23 Updated AMEX Biz Gold 150k, Biz Plat 190k, Citi Double Cash 20k
10/12/23 Updated Chase Freedom Unlimited double cash back
10/12/23 Updated Venture X 90k public
10/11/23 Updated AMEX Biz Gold 150k
10/03/23 Updated Chase Ink 90k referrals for community
09/19/23 Venture X 90k link added
09/11/23 Chase Ink 90k links added
09/04/23 AMEX Biz Plat 200k phone added
09/04/23 AMEX Biz Plat 170k incognito added
09/03/23 AMEX Plat 150k incognito added
08/24/23 AMEX Green 60k + $200 offer expired
08/21/23 AMEX Green 60k + $200 offer expiring 08/23/23
08/20/23 AMEX Green - added 60k + $200 - highest ever